I have a coworker who’s family is from Phoenix. Phoenix is really super hot, hotter than my coworker. Also,  Phoenix is where his dad got a bunch of speeding tickets.  My coworkers want me to talk about immigration and the train system in Arizona, but I don’t want to. I want to talk more about Auto Insurance.

Auto insurance is one of those things that every needs, but we all hate that we need it. What about the months that you dish out $100 and then you don’t even need it? That’s basically every month. What if you never get in an accident? Then you have wasted about 1200 dollars every single year, down the drain. I guess the price of what would happen if we didn’t have it and got into an accident, well that scares us into having it. Not to mention the fact that you have to have it to legally drive. But really, if it were completely optional, I wonder how many people would actually use it? Would people just take the risk? Would we really dare to drive without it? Would drivers actually become more safe because people are trying so hard not to get in an accident? Now that is something to think about.